Partner programs
Build the money side of insurance with us
Functional Finance runs billing, payments, reconciliation and payouts for insurance businesses: MGAs, carriers, agencies and premium finance companies. Partner with us to serve those clients through the work you already do, whether you move money, hold it, finance premium or connect the systems around it.
Talk to our partnerships teamSix ways to partner
Every program comes with ready-made AI prompts for your engineers, for Claude, Cursor, GitHub Copilot, Codex, Windsurf, Replit and Lovable.
Payment rail partners
Carry card and ACH payments for insurance clients. We build the connection to your API and reconcile every payout.
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Vault partners
Be the vault behind every payment on the platform. Card and bank details stay with you; we keep only tokens.
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Banking partners
Hold the FBO, trust and operating accounts behind insurance programs. We track whose every dollar is and reconcile your statements.
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Premium finance partners
Offer financing beside the policy quote. We take the down payment and send the loan to you to book; the loan stays yours.
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Channel partners
Offer insurance billing and payments under your brand, and manage every client from one partner portal.
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PAS and AMS plug-in partners
Build one connector between a PAS or AMS and Functional Finance, and every client on that system can use it.
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Not sure which program fits?
Tell us what you do and who you serve. Our partnerships team will point you to the right program, or to more than one.